Anyone give details to me why an purpose for a latest present account - and particularly with NO overdraft capability - means my credit attain takes a hit?
Like a group of people on these board it has been essential in current years to take benefit of the attention toll accessible in recent accounts so for a few time, I have had First Direct, Santander 123 & TSB Classic Plus a/cs. I lately applied & was received for both an HSBC Advance & Tesco Bank a/c but the process of apply has knocked 83 points off my credit score at Experian.
After some difficulty 15 or so years ago I've progressively re-built my praise score so when present is no CREDIT concerned in these accounts and they are fund by my own money, why does my acclaim rating take a hit?
what is the world of economic services these days?
Financial markets forum.
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